Charge-offs

Charge-offs and Credit

A Charge-off is a debt that has been claimed as a financial loss by a creditor. The creditor reports “no payment” to collections and also claims your lack of payment as a loss.

A charge-off does not eliminate that you must pay the debt. A charge-off does add a negative entry to your credit report. iCreditRepair can dispute a charge-off for you. We understand it is a stressful process that requires professionalism and patience.

iCreditRepair can help because we know how to dispute items effectively. Our ethical, credit repair process is your best chance at getting charge-offs removed from your credit report. Disputing charge-offs effectively is a challenge and should be left to the experts. Read over the following questions. Many charge-offs are reported inaccurately.

Remove Charge-offs

These little details will make all the difference in getting a charge off removed. However most consumers don’t know what we know!

• Are there late payments or delinquencies after the account was closed?
• Is the date accurate as to when you opened the account?
• Does your credit report show an amount charged off with a past due balance?
• Is the charge-off listed as open?

Contact iCreditRepair for the right answers.

A credit repair expert will evaluate your credit report and conduct a personal, professional credit repair consult, obligation free. You can get the right information for free and you can learn how to remove a charge-off effectively.