FAQ’s

Credit Repair Questions

Is credit repair legal?

Everyone has the legal right to dispute items on their credit report. This does not mean that you do not have to pay money that you actually owe.  Most reports list incorrect information and iCreditRepair would like to present you with a legal and effective credit repair solution.

Why do consumers trust iCreditRepair?

iCreditRepair is strictly performance based. We are dedicated to providing every client, regardless of their credit history, with honorable and reliable services. Our performance based policy requires no money up-front. Clients only pay for deleted/repaired items.

How does iCreditRepair.com improve my credit?

Your consultant will evaluate your existing credit and develop a repair plan. Your consultant will dispute inaccuracies and unverifiable information to the credit bureaus. You will be updated when an item is removed and when your score goes up!

Should I repair my credit?

YES! A great credit score can lead to lower interest rates and higher credit limits.

Good credit leads to lower: down payments, auto insurance premiums, mortgage rates, interest rates on loans and more. Did you know improving your score to lower your interest rates even 1% will save you thousands of dollars over time.

What does it cost?

iCreditRepair is truly service orientated. We do not take any money upfront. We do not charge a sign up fee, a processing fee and we do not charge for our time. Clients pay per deleted/repaired item and only when the item is successfully removed. The cost varies as credit reports vary per person. Your repair plan and consultant will explain everything to you, obligation.

Does iCreditRepair share my personal information with third parties?

No. iCreditRepair does not share your personal information with anyone other than the appropriate creditors and bureaus.  You will be informed about everything we do with your credit. Read our Privacy Policy for more information.

Can I repair my credit by myself?

Yes. You can repair your credit on your own. Repairing each item, to each credit bureau is sensitive and can slow down your credit progress if not disputed in the right manner. You can still benefit from a free credit repair consult even if you decided to tackle a repair plan on your own.  If you are going to dispute your report on your own, read our articles and blogs for insight.

How long will it take to repair my credit?

Your consultant will explain how much time your credit report needs in order to be fully repaired. We keep our clients up to date on any significant changes during the dispute process.

You will begin to see results within 30 to 45 days.

Why do you need my credit report?

In order to analyze your existing credit we must see your credit report. We will determine what items are disputable and how to raise your score. We need a credit report within the last 30 days. See your existing score and what your potential score will be after iCreditRepair disputes items.

Why is iCreditRepair different from other credit repair companies?

We are the only performance based credit repair company available. Clients receive: free credit report evaluation, free credit repair consultation, no monthly fees, no sign-up fees and pay per deleted/repaired item only.